The Self Unemployed Podcast

Unlearning Money Myths: Jag Khalsa on Property, Risk, and Riches

🔴 𝐉𝐨𝐢𝐧 𝐔𝐬 𝐋𝐢𝐯𝐞 https://selfunemployed.co.uk/
📈 𝐋𝐞𝐚𝐫𝐧 𝐭𝐨 𝐢𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲: https://www.samuelleeds.com/ref/319/
🎙️Join us on the Self Unemployed Podcast as host Colin interviews Jag Khalsa, a seasoned property investor who transitioned from wedding videography to building a thriving service accommodation (SA) business. Jag shares his journey to financial independence, scaling his portfolio to six properties in just 18 months, and the strategies behind rent-to-rent and buy-to-refurbish models. Samuel Leeds Academy. Learn how Jag systemizes his businesses, navigates challenges, and leverages property to achieve financial freedom!
📝 In this episode, Jag Khalsa discusses his evolution from a wedding videographer to a property investor specializing in service accommodation. Starting with a single residential property, Jag now manages six units, combining ownership and rent-to-rent strategies. He explains how he converted a buy-to-let property into a high-yielding SA unit, achieving 90% occupancy and significantly boosting cash flow. Jag also shares insights on systemizing businesses, the importance of due diligence in rent-to-rent deals, and his plans to expand his portfolio with pre-auction purchases and bridging finance. He emphasizes calculated risks, unlearning traditional financial mindsets, and the power of networking through Samuel Leeds Academy.
🔑Main Takeaways
✅Service Accommodation Success: Converting a buy-to-let to SA increased Jag’s monthly income from £200 to £1,500-£1,600 with 90% occupancy.
✅Rent-to-Rent Strategy: Rent-to-rent allows higher cash flow but requires thorough due diligence due to higher costs like rent, deposits, and furnishings.
✅Systemization is Key: Creating standard operating procedures (SOPs) and checklists for cleaners and editors streamlines both property and wedding video businesses.
✅Calculated Risks: Jag overcame skepticism about SA by assessing best, worst, and likely case scenarios, minimizing risk with reusable investments like furniture.
✅Unlearning Financial Myths: Understanding good vs. bad debt and assets vs. liabilities (inspired by Rich Dad Poor Dad concepts) transformed Jag’s approach to wealth-building.
✅Networking Power: Samuel Leeds Academy and its inner circles provided mentorship and confidence to pursue strategies like bridging finance and investor funding.
✅Long-Term Wealth: While rent-to-rent boosts cash flow, owning properties ensures lasting wealth, balancing immediate returns with asset acquisition.
🗣️Notable Quotes
On Taking Risks: “You have to take a calculated risk… at some point you just have to go all in and see what happens.”
On Service Accommodation: “I was nervous, thinking, ‘Is this going to work?’ But the worst case was I’d move the furniture to another SA—no real loss.”
On Systemization: “Having a checklist and flowchart for cleaners is crucial. If you have to replace them, SOPs save you from repeating yourself.”
On Financial Mindset: “There’s a lot of unlearning—knowing what good debt and bad debt is, liabilities and assets—that was massive for me.”
On Property Strategy: “If I leave £20K in a deal, I’ll make it back in two years. A free house after two years isn’t bad!”
Connect with Jag: Follow Jag on Instagram (@propertybyjag) for behind-the-scenes insights into his property journey!
🔔 Subscribe: Don’t miss future episodes of the Self Unemployed Podcast for more inspiring stories on financial independence!
#propertyinvesting #ServiceAccommodation #FinancialFreedom #RentToRent #SelfUnemployedPodcast

Mindset, Ego & Property with Corey Rees | The Self-Unemployed Podcast

🔴 𝐉𝐨𝐢𝐧 𝐔𝐬 𝐋𝐢𝐯𝐞 https://selfunemployed.co.uk/
📈 𝐋𝐞𝐚𝐫𝐧 𝐭𝐨 𝐢𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲: https://www.samuelleeds.com/ref/319/
In this episode of The Self-Unemployed Podcast, Corey Rees joins us for an insightful and no-filter conversation on property investing, mindset, ego, and faith. We talk about his property journey in South Wales, the impact of Robert Kiyosaki’s "Rich Dad Poor Dad", and the importance of self-belief in business and life.
But this episode goes way beyond property. We dive deep into:
🔥 How mindset shapes success
🔥 Why ego can be your biggest enemy
🔥 Faith, spirituality, and manifesting your reality
🔥 Handling haters and online negativity
🔥 The power of taking action & self-education This is an honest, raw, and motivational conversation about personal growth, overcoming doubt, and stepping into your power. If you’re on the journey to financial freedom and personal development, this one’s for you!
📢 What’s your take on mindset, ego, and success? Drop a comment below!
🔔 Subscribe for more raw and unfiltered conversations on business, investing, and success!
#CoreyRees #mindsetmatters #propertyinvestment #wealthbuilding #financialfreedom #selfdevelopment #entrepreneurship #richdadpoordad #egovssuccess #manifestation #hustlemindset #realestateinvesting

From School Dropout to Property Investor at 16 – Kaine Harris' Incredible Story

🔴 𝐉𝐨𝐢𝐧 𝐔𝐬 𝐋𝐢𝐯𝐞 https://selfunemployed.co.uk/
📈 𝐋𝐞𝐚𝐫𝐧 𝐭𝐨 𝐢𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲: https://www.samuelleeds.com/ref/319/
In this episode of the Self-Unemployed Podcast, host Colin Munro sits down with Kaine Harris, a young entrepreneur who has already built a successful property business by the age of 16. Kaine’s journey is nothing short of inspiring—he not only battled cancer and won, but he also overcame a school system that doubted him, bullying, and financial struggles to create a thriving business. 💰 From selling air fryers on Amazon to securing multiple rent-to-rent property deals, Kaine shares how he cracked the system and achieved financial independence before even finishing school. He also reveals how teachers mocked his business ideas, why he believes the school system is broken, and how he navigated real estate investment despite his young age.
🔑 Key Takeaways:
✅ How Kaine made £30,000 at age 14 with an Amazon side hustle
✅ Why he believes school is a trap for young entrepreneurs
✅ Overcoming cancer and using mindset to stay positive
✅ How he secured four rental properties before turning 17
✅ The real truth about rent-to-rent investing and passive income
✅ Lessons on resilience, networking, and self-education
 
🚀 Want to connect with Kaine? Follow him on Instagram for insights, deals, and opportunities: https://www.instagram.com/kainejharris/
🔔 Subscribe for More Self-Unemployed Stories! If you love hearing stories of people breaking free from the 9-5, hit LIKE, SUBSCRIBE, and turn on notifications for more inspiring episodes.
 
#Entrepreneurship #PropertyInvesting #FinancialFreedom #SelfEmployed #RentToRent #AmazonFBA #Mindset #SchoolDropout #SelfUnemployed

Chip Shop to Running a Property Empire – Billy Kooner’s Story

🔴 𝐉𝐨𝐢𝐧 𝐔𝐬 𝐋𝐢𝐯𝐞 https://selfunemployed.co.uk/
📈 𝐋𝐞𝐚𝐫𝐧 𝐭𝐨 𝐢𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲: https://www.samuelleeds.com/ref/319/
In this episode of the Self-Unemployed Podcast, host Colin Munro sits down with seasoned property investor Billy Kooner to discuss his incredible journey from growing up in a property-focused family to building a diverse and profitable real estate portfolio. Billy shares insights into how his father’s investments in student HMOs in the late 1970s sparked his early interest in property, his experiences running multiple businesses, and how joining Samuel Leeds’ Academy transformed his approach to wealth-building.
Billy talks about shifting from traditional buy-to-let strategies to more lucrative property investment methods like lease options, serviced accommodation, and commercial-to-residential conversions. He also shares the challenges of being a landlord, his thoughts on government regulations, and how leveraging education and networking has accelerated his success.
If you're looking to transition into property investment, grow your portfolio, or just get an inside look at what it takes to succeed in real estate, this episode is packed with practical advice, personal stories, and a wealth of experience.
💡 Topics Covered:
Growing up around property investment from a young age
Why traditional buy-to-let strategies aren’t always the best approach
The power of networking and education in property investing
Lease options and how they can be a game-changer Running a nationwide serviced accommodation management business
How Billy is building his portfolio towards a £20M+ property empire
The importance of mindset, hard work, and manifestation
📌 Connect with Billy Kooner:
📸 Instagram: @billykooner17
 
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🔗 Join Here: https://selfunemployed.co.uk/
🚀 If you enjoy the episode, please subscribe, and comment, and share with others who are on their journey to financial freedom!

From IT to Property – Building Wealth with Robert Metcalf

🔴 𝐉𝐨𝐢𝐧 𝐔𝐬 𝐋𝐢𝐯𝐞 https://selfunemployed.co.uk/
📈 𝐋𝐞𝐚𝐫𝐧 𝐭𝐨 𝐢𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲: https://www.samuelleeds.com/ref/319/
In this episode of the Self-Unemployed Podcast, host Colin Munro sits down with Robert Metcalf, a former IT professional turned aspiring property developer. Robert shares his journey from a successful career in software development to navigating the steep learning curve of the property world. He discusses how his passion for tech and coding helped him transition into property investment, and how he's now developing a cutting-edge app – Property Pipeline Builder – to help deal sourcers streamline their workflow. Key Discussion Points: Robert's transition from IT to property development. The challenges of getting out of the rat race and building wealth on a salary. Lessons learned from investing in crypto and understanding financial freedom. The importance of financial education and why it’s not taught in schools. How his app, Property Pipeline Builder, helps deal sourcers manage property leads more efficiently. Insights into deal sourcing and how it benefits investors. The value of community and mentorship in achieving financial independence.
Chapters:
00:00:00 - Introduction
00:03:00 - Writing Code Passionately
00:09:03 - Realizing the Need to Build Wealth
00:12:04 - Minimalist Lifestyle & Spending Habits
00:15:04 - Entering the World of Property Investment
00:18:04 - Crypto and Financial Education
00:21:05 - Government and Money Misconceptions
00:24:06 - Understanding Tax and Inflation
00:27:06 - The Subconscious Influence of Elites
00:30:09 - Breaking Free from the Rat Race
00:33:09 - Discovering Property Investment Strategies
00:36:10 - Joining Samuel Leeds Academy
00:39:12 - Confidence in the Academy Approach
00:42:12 - Property Management Challenges
00:45:13 - Building a Supportive Community
00:48:13 - Importance of Sales and Networking
00:51:14 - Role of a Deal Sourcer
00:54:14 - Development of Property Pipeline Builder
00:57:15 - Introducing the App to the Community
01:00:15 - Automation and Efficiency in Business
01:03:16 - Scaling and Future Plans
01:06:16 - Final Thoughts and Advice
01:09:16 - Conclusion
Follow the Self-Unemployed Podcast:
Subscribe on YouTube: https://www.youtube.com/@Self-Unemployed
Follow on Instagram: https://www.instagram.com/self_unemployed_/
Join our community: https://selfunemployed.co.uk/
Don't forget to subscribe, like, and comment your thoughts on this episode. We'd love to hear your feedback!
📢 In this episode of the Self-Unemployed Podcast, we're joined by Robert Metcalf! Robert, a former IT professional, takes us through his inspiring journey from tech to property development.
🚀 Discover how his experience in software development is now shaping his property ventures and the creation of his new app, Property Pipeline Builder, designed to help deal sourcers find and analyze property deals efficiently.
🎯 𝐖𝐡𝐚𝐭 𝐘𝐨𝐮'𝐥𝐥 𝐋𝐞𝐚𝐫𝐧: How to build wealth even with a regular salary. Overcoming the fear of leaving a stable career for entrepreneurship. Lessons learned from investing in crypto and property. The role of financial education and why it's crucial. All about deal sourcing and why it's a great entry into property investment.
💡 Resources & Links:
📘 Samuel Leeds' Crash Course → https://www.samuelleeds.com/ref/319/
📱 Sign up for Property Pipeline Builder → https://evernetproperties.com
🎙️ Subscribe for more episodes → https://www.youtube.com/@Self-Unemployed
✨ If you're looking to start your journey to financial independence, this episode is packed with valuable insights and actionable tips. Don't miss it!
#PropertyInvestment #FinancialFreedom #DealSourcing #SelfUnemployed #CryptoInvesting #WealthBuilding #BusinessSuccess

How Samuel Johnson Built a Property Empire Without Owning Houses

🔴 𝐉𝐨𝐢𝐧 𝐔𝐬 𝐋𝐢𝐯𝐞 https://selfunemployed.co.uk/
📈 𝐋𝐞𝐚𝐫𝐧 𝐭𝐨 𝐢𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲: https://www.samuelleeds.com/ref/319/
In this episode of the Self-Unemployed Podcast, we sit down with Samuel Johnson, widely known as the "HMO King," to uncover his journey from being a full-time IT professional to building a property empire generating £10,000+ in monthly profits. Samuel shares his story, explains key strategies like Rent-to-Rent and Lease Options, and provides actionable insights for anyone looking to achieve financial independence through property investing. Whether you’re new to property or a seasoned investor, this episode is packed with value!
🎙 𝐖𝐡𝐚𝐭 𝐘𝐨𝐮'𝐥𝐥 𝐋𝐞𝐚𝐫𝐧:
How Samuel built a property business generating over £10,000 monthly.
What HMOs are and how they work as a high-profit property strategy.
Creative ways to start property investing without owning a home.
Key differences between property markets in India and the UK.
How to negotiate deals with landlords for maximum profit.
The importance of mentorship and education in property success.
Insights into managing properties hands-off while traveling the world.
🔑 𝐊𝐞𝐲 𝐓𝐨𝐩𝐢𝐜𝐬 𝐂𝐨𝐯𝐞𝐫𝐞𝐝:
Meet the HMO King Learn about Samuel Johnson’s rise to becoming a leading expert in the HMO property strategy.
What is an HMO? A beginner-friendly explanation of HMOs (Houses in Multiple Occupation) and their benefits.
From IT to Financial Freedom Samuel shares his personal journey from a high-pressure IT career to building a flexible and profitable property business.
Property Market Differences: India vs. UK Explore the unique property dynamics in India and why Samuel found the UK market more lucrative.
Overcoming Visa and Mortgage Challenges Discover how Samuel navigated the barriers of securing mortgages as a non-UK citizen.
Creative Property Strategies Explained A breakdown of Rent-to-Rent and Lease Options, and how they enable success without buying property.
Scaling a Property Business to 84 Rooms How Samuel built his portfolio and the systems he uses to manage properties while traveling.
Future Goals and Advice for Aspiring Investors Samuel discusses his next steps, including BRRR, and offers advice to those starting their journey.
🔖 Hashtags: #PropertyInvesting #HMO #FinancialFreedom #RentToRent #SelfEmployed #PropertyStrategies #SamuelJohnson #RealEstateInvesting #PassiveIncome #PropertyBusiness

From Crash to Cash: Nathan Lamb’s Property Journey

In this episode of the Self-Unemployed Podcast, Colin Munro interviews property investor and entrepreneur Nathan Lamb. Starting with just £10,000 from a car accident settlement, Nathan transformed his life through property investing, mastering deal sourcing, service accommodation management, and the BRR (Buy, Refurbish, Rent, Refinance) strategy.
🎙 𝐖𝐡𝐚𝐭 𝐘𝐨𝐮'𝐥𝐥 𝐋𝐞𝐚𝐫𝐧:
→ How Nathan turned adversity into opportunity after a life-changing car accident.
→ The power of consistency in building credibility in the property industry.
→ An insider's look into deal sourcing and service accommodation management.
→ Tips for networking and leveraging joint ventures to scale your business.
→ Nathan’s advice for achieving financial freedom through property.
 
🔥 Whether you're a seasoned investor or just starting your property journey, Nathan’s story offers valuable insights and inspiration.
📩 𝐉𝐨𝐢𝐧 𝐭𝐡𝐞 𝐂𝐨𝐧𝐯𝐞𝐫𝐬𝐚𝐭𝐢𝐨𝐧: Sign up for exclusive live recordings and behind-the-scenes access at https://selfunemployed.co.uk/
🔑 𝐊𝐄𝐘 𝐓𝐎𝐏𝐈𝐂𝐒 𝐂𝐎𝐕𝐄𝐑𝐄𝐃:
𝐁𝐚𝐜𝐤𝐠𝐫𝐨𝐮𝐧𝐝: Nathan Lamb started his property journey after being compensated for a car accident, using £10,000 of the settlement to buy and renovate a house.
𝐄𝐚𝐫𝐥𝐲 𝐒𝐭𝐫𝐮𝐠𝐠𝐥𝐞𝐬: He faced challenges selling his early deals due to a lack of credibility but emphasized consistency as key to gaining trust.
𝐊𝐞𝐲 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬: Transitioned from slow property flips to mastering deal sourcing, service accommodation (SA), and BRR (Buy, Refurbish, Rent, Refinance).
𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐂𝐫𝐞𝐝𝐢𝐛𝐢𝐥𝐢𝐭𝐲: Documenting success and sharing achievements helped him establish trust in the property investing community.
𝐒𝐀 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Created a thriving business managing properties for clients, with a focus on maintaining high standards and delivering excellent guest experiences.
𝐉𝐨𝐢𝐧𝐭 𝐕𝐞𝐧𝐭𝐮𝐫𝐞𝐬: Partnered with others by combining his knowledge and time with their capital to scale his property ventures.
𝐋𝐞𝐬𝐬𝐨𝐧𝐬 𝐋𝐞𝐚𝐫𝐧𝐞𝐝: Highlighted the importance of networking, education, and surrounding oneself with like-minded individuals to succeed in property investing.
 
#PropertyInvesting #FinancialFreedom #DealSourcing #ServiceAccommodation #BRRStrategy #SelfUnemployed #WealthBuilding #PropertyJourney #RealEstateSuccess #PodcastInterview

How a Muay Thai Fighter Dominates in Property Investing with Teshi Cheema

🔴 Join us Live! https://selfunemployed.co.uk/
📈 Learn to invest in property: https://www.samuelleeds.com/ref/319/
Teshi's Instagram: https://www.instagram.com/houseofcheema/
 
In this episode of the Self-Unemployed podcast, host Colin interviews Teshi Cheema, a professional Muay Thai fighter and property investor. Teshi shares his journey from a challenging upbringing marked by personal tragedy to finding success in both sports and business. He discusses the balance between his dual careers, the importance of discipline, and the role of mentorship in his growth. Teshi also delves into his experiences in property investment, the challenges he faced, and the strategies he employs to help others succeed in the industry. In this conversation, Teshi Cheema discusses his property management strategies, the demand for service accommodations, and the BRR strategy. He shares insights on balancing his boxing career with his business ventures, the importance of networking and education, and the value of long-term thinking in achieving success. Additionally, he emphasizes the role of martial arts in personal development and discipline.
Takeaways
Teshi balances his career as a fighter and businessman.
Mental and physical endurance are crucial in both fields.
Discipline helps manage time between boxing and property.
Personal tragedy shaped Teshi's resilience and ambition.
School was challenging, but he found his confidence later.
A turning point came when he decided to change his path.
He initially aimed for the Air Force but found boxing.
Investing in stocks was his first venture into finance.
Networking and mentorship are vital for success.
Teshi offers comprehensive property management services.
Professional photography and marketing are crucial for property management.
Listing properties on multiple platforms increases visibility and bookings.
Safety and sustainability are key factors in choosing service accommodation locations.
Service accommodations cater to a diverse range of clients, including workers and overseas visitors.
The BRR strategy involves buying, refurbishing, and renting properties for profit.
Balancing multiple ventures can provide stability during challenging times.
Networking and education are vital for growth in property investment.
Long-term thinking is essential for achieving financial goals.
Martial arts training instills discipline and respect, reducing the likelihood of violence.
Investing in education can yield significant returns over time.
Sound Bites
"I'm a full time fighter and businessman."
"It's all about mental endurance."
"Discipline is key to balancing both worlds."
"We list your property everywhere where it can be seen."
"You want sustainability in service accommodation."

The Importance of Estate Planning and Trusts with Mike Pugh | Self Unemployed Podcast

🔴 Join us Live! https://selfunemployed.co.uk/
📈 Learn to invest in property: https://www.samuelleeds.com/ref/319/
☎️ Talk to Mike: https://go.mpestateplanning.uk/vslcolinmunro
 
In this episode, Colin interviews Mike Pugh from MP Estates Planning about the importance of estate planning and the benefits of setting up trusts. Mike explains that estate planning involves creating a legal framework and documentation to efficiently pass assets down through generations, protecting them from taxes, care fees, divorce, bankruptcy, and other threats. He emphasizes that estate planning is not just for the wealthy, but for anyone with assets. Mike discusses the two main types of trusts: discretionary trusts and bare trusts, and explains how they can provide asset protection and tax efficiency. He also highlights the importance of setting up trusts sooner rather than later to ensure maximum benefits. In this conversation, Mike Pugh discusses the benefits of setting up trusts to protect assets and minimize taxes. He explains how trusts can be used to mitigate inheritance tax, capital gains tax, and stamp duty. Mike also emphasizes the importance of working with professionals who specialize in estate planning and trust law. He provides insights into different trust structures and strategies for various scenarios, including holding property in a company and expanding property portfolios. Mike encourages individuals to be proactive in protecting their wealth and seeking expert advice.
🔑 Key Takeaways
Estate planning involves creating a legal framework to efficiently pass assets down through generations and protect them from taxes, care fees, divorce, bankruptcy, and other threats.
Trusts are a key component of estate planning and come in two main types: discretionary trusts and bare trusts.
Discretionary trusts provide asset protection and allow trustees to have discretion in distributing benefits to beneficiaries.
Bare trusts are not tax-efficient and are generally considered to be inside the estate for inheritance tax purposes.
Setting up trusts sooner rather than later is important to ensure maximum benefits and protection for assets.
Setting up trusts can help protect assets and minimize taxes
Trusts can be used to mitigate inheritance tax, capital gains tax, and stamp duty
Working with professionals who specialize in estate planning and trust law is crucial
Different trust structures and strategies are available for various scenarios
Being proactive in protecting wealth and seeking expert advice is essential
#estateplanning #trusts #assetprotectionplanning #taxplanning #discretionarytrusts #baretrusts #inheritancetax #capitalgainstax #stampduty

Mastering Personal Power & Purpose with Joshua Kinsey-Clough | Self Unemployed Podcast

In this episode of Self Unemployed, host Colin Munro is joined by Joshua Kinsey-Clough, a personal development coach and mindset mentor. Joshua shares his powerful philosophy on how to master five essential pillars—physical, mental, spiritual, financial, and emotional—to unlock personal power and live a fulfilling, purpose-driven life.
Joshua discusses his own journey from being a bodybuilder to finding his deeper purpose through spirituality and mindset development. He also shares insights on how to align your mindset with your goals, the importance of emotional control, and how to build wealth while staying true to your values.
In this episode, you'll learn:
How to cultivate discipline across five pillars of personal power.
Why controlling your emotions is key to success in all areas of life.
Joshua’s spiritual journey and the role of faith in finding true purpose.
Practical advice on setting and achieving meaningful financial goals.
Connect with Joshua Kinsey-Clough:
Instagram: @joshuakinseyclough
Connect with Colin Munro:
Instagram: @self_unemployed
Property Investment Training with Samuel Leeds:
Crash Course: £1 Tickets.
Don't forget to subscribe, leave a review, and share this episode with friends who could benefit from these life-changing insights!