Thursday Jun 05, 2025

Yolanda Morari: From Zero to Property Hero with Social Housing & Rent-to-Rent πŸš€

πŸ”΄ 𝐉𝐨𝐒𝐧 𝐔𝐬 π‹π’π―πž https://selfunemployed.co.uk/

πŸ“ˆ π‹πžπšπ«π§ 𝐭𝐨 𝐒𝐧𝐯𝐞𝐬𝐭 𝐒𝐧 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲: https://www.samuelleeds.com/ref/319/

Follow Yolanda’s journey on Instagram: @YolandaMorari πŸ“±βœ¨

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πŸŽ™οΈ Welcome to another empowering episode of the Self Unemployed Podcast, hosted by Colin Munro, where we explore the path to financial freedom πŸ’Έ and escaping the 9-to-5 grind

πŸ•˜. In this episode, 🏑, we’re joined by Yolanda Morari, a trailblazing entrepreneur and the first female guest on the podcast! 🌟 Yolanda has carved a niche in social housing, specializing in emergency accommodation 🏠, and shares her inspiring journey from knowing nothing about property to becoming a commercial supplier for local councils πŸ“‘.

From Romania to Italy, to the UK 🌍, Yolanda’s global perspective and relentless drive have led her to master rent-to-rent strategies πŸ“ and build a portfolio of 12 properties, including one she owns outright

🏘️. Get ready for an eye-opening discussion on social housing, creative property strategies, and the mindset needed to achieve financial independence! πŸš€

πŸ” Summary

Yolanda Morari shares her remarkable story of transitioning from a traditional mindset of avoiding debt πŸš«πŸ’³ to leveraging rent-to-rent and emergency accommodation strategies to build a thriving property business. Starting with no property knowledge,

Yolanda discovered Samuel Leeds’ Β£1 crash course πŸ’·, which opened her eyes to the power of property investment. She now controls 12 properties, including 9 for local authorities and 3 for serviced accommodation, generating consistent cash flow

πŸ’΅. Yolanda specializes in emergency accommodation, a niche within social housing 🏠, where councils pay nightly rates to house vulnerable families. She explains the challenges of low Local Housing Allowance (LHA) rates πŸ“‰, bureaucratic delays, and the inefficiencies in the UK’s housing system, which often leave families in temporary accommodation for years.

Her journey began with a Help to Buy scheme property purchase in 2017 πŸ“œ, which she later refinanced to enter the buy-to-let market, capitalizing on a Β£42,000 gain due to a market dip πŸ“ˆ. The conversation dives into the complexities of social housing, the importance of building relationships with councils 🀝, and why emergency accommodation is a quicker entry point into the sector. Yolanda also shares her vision to create a blueprint to help landlords become commercial suppliers, addressing the UK’s housing crisis by connecting councils with willing property owners πŸ˜οΈπŸ”—.

🧠 Main Takeaways

  • βœ… Rent-to-Rent as a Starting Point: Low capital? Start with rent-to-rent to control properties and generate cash flow without owning πŸ‘πŸ”„.
  • βœ… Emergency Accommodation Opportunity: Councils pay nightly rates for short-term housing, offering a lucrative entry into social housing πŸ’΅πŸ›οΈ.
  • βœ… Good Debt Fuels Wealth: Leverage mortgages to build assets, as Yolanda learned through Samuel Leeds’ Academy πŸ“šπŸ’‘.
  • βœ… Relationships are Key: Networking with councils and academy members opened doors to becoming a commercial supplier πŸ€πŸ“ˆ.
  • βœ… System Inefficiencies Hurt: Low LHA rates and bureaucracy keep families in costly emergency housing for years, highlighting the need for reform πŸ›οΈβš οΈ.
  • βœ… Avoid Government Schemes: Help to Buy and shared ownership often benefit developers, not buyers, though Yolanda turned a profit πŸ“‰πŸ .
  • βœ… Mindset Shift: Moving from a debt-averse Romanian upbringing to embracing strategic debt was pivotal for Yolanda’s success 🧠πŸ’ͺ.
  • βœ… Blueprint for Change: Yolanda’s upcoming guide aims to empower landlords to become commercial suppliers, easing the housing crisis πŸŒπŸ“‹.

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πŸ’¬ Key Quotes

  • πŸ—£οΈ β€œSocial housing is a broad term… emergency accommodation is the quickest way to get into it.” – Yolanda Morari
  • πŸ—£οΈ β€œI had no knowledge about property before Samuel Leeds’ Academy… it’s the most tangible asset anyone can have.” – Yolanda Morari
  • πŸ—£οΈ β€œCouncils are paying nightly rates for emergency housing, but LHA rates haven’t caught up with the market.” – Yolanda Morari
  • πŸ—£οΈ β€œI thought debt was bad, but leveraging good debt changed everything.” – Yolanda Morari
  • πŸ—£οΈ β€œIt’s a mess… there’s huge demand for housing, landlords want to help, but bureaucracy stops them.” – Colin Munro
  • πŸ—£οΈ β€œI want to create a blueprint to show landlords how to become commercial suppliers.” – Yolanda Morari
  • πŸ—£οΈ β€œThe government gets screwed over by these schemes, and that means the taxpayer does too.” – Colin Munro

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#SelfUnemployedPodcast #FinancialFreedom #SocialHousing #PropertyInvestment #RentToRent #Entrepreneurship #EmergencyAccommodation #SamuelLeeds #WealthBuilding #PassiveIncome #BusinessMindset #UKHousingCrisis #GoodDebt #BreakTheSystem #RealEstate

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